Top Identity Theft
Protections 2023
Find the ultimate defense against identity theft by comparing and discovering the best identity theft software available today.
Lifelock
Identity theft can happen easily. LifeLock makes protection easy, too
- Protection up to $3,000,000
- 60-Day Window For a Full Refund
- 24/7 Customer Support
- Plans starting at $7.50
- Up to 40% off for all plans
Norton
Trusted by over 80 million users in 150 countries
- Stolen Funds reimbursement up to $1,000,000
- Data Breach Notifications
- 60-Day Window For a Full Refund
Compare Top Identity Theft Plans
Our Top Identity Theft Solutions
Lifelock
Lifelock by Norton offers a comprehensive range of features to protect your personal and financial information. Some of its features include credit monitoring, Social Security Number monitoring, and dark web monitoring. Additionally, Norton Identity Theft provides up to $1 million reimbursements for stolen funds, up to $1 million for lawyers and experts and up to $1 million for personal expense. Norton with LifeLock combines Norton’s strong cyber threat protection technology with the acclaimed LifeLock services, offering users a comprehensive strategy for safeguarding against identity theft and securing their devices.
Pros
- Offers comprehensive identity restoration features. If your identity is compromised, they will go the extra mile to restore it
- Provides Dark Web Monitoring, which keeps an eye on suspicious activities in the dark corners of the internet
- Stolen Wallet Assistance is another feature that will help you cancel and replace lost or stolen documents
- Offers credit monitoring services to detect any suspicious or fraudulent activities
Cons
- ❌Lack of support for mobile devices
IDShield
Provided by LegalShield, this service offers all-encompassing identity protection that covers personal information, credit report monitoring, and overseeing online presence. Professional assistance directs users through the process of resolving identity theft. Continuous monitoring actively oversees personal data, credit reports, and online accounts for signs of suspicious activity. Tools for safeguarding privacy manage the removal of personal information from online sources. In cases of a lost or stolen wallet. Furthermore, the service is equipped to guide individuals through the process of identity restoration in the unfortunate event of theft.
Pros
- Access to a mobile app for convenient monitoring and alerts on the go.
- The service provides support for document cancellation and reissuing.
- Alerts notified users of unusual events such as credit report changes or data breaches
- Access to experts who can provide guidance on identity theft prevention and resolution.
Cons
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Limited Coverage for offline cases and physical sources
Limited Coverage for offline cases and physical sources
Norton
Norton Antivirus offers a comprehensive range of cybersecurity products and services. It provides real-time threat protection, advanced scanning and detection, web and email security, secure online transactions, identity theft protection, firewall and network security, and system performance optimization. With various product versions available, Norton Antivirus helps safeguard against malware, viruses, phishing attempts, and other online threats while optimizing system performance for a secure and efficient computing experience.
Pros
- 10 PCs, Macs, tablets, or phones
- Antivirus, malware, ransomware, and hacking protection
- 100% Virus Protection Promise
- 75GB Cloud Backup
Cons
- ❌ Lack of support for mobile devices
myFICO
myFICO identity theft tool offers a range of advantages for individuals who are concerned about safeguarding their personal information. It provides features such as continuous monitoring of personal details like Social Security numbers, credit cards, and bank accounts to detect any suspicious activity or signs of identity theft. Additionally, the tool scans the dark web, where stolen personal information is often traded, to identify if your information is being illegally bought or sold. In the unfortunate event of identity theft, myFICO offers up to $1 million in insurance coverage to help recover any financial losses.
Pros
- Access to FICO® Scores is a benefit, allowing users to stay informed about their credit health and make more informed financial decisions
- Provides up to $1 million in identity theft insurance coverage to help you recover any financial losses
- Includes a credit score simulator that helps you understand how certain actions, such as paying off debt or opening a new credit account, may impact your credit scores
- Provides assistance in canceling and reissuing credit cards and identification documents in case of a lost or stolen wallet
Cons
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Users still need to take additional steps to protect their personal information
Identity Force
An identity theft protection company that helps individuals safeguard personal and financial information. Notable advantages include advanced monitoring of various identity aspects such as credit reports, social security numbers, and bank accounts, often accompanied by real-time alerts for suspicious activities. They might also provide dark web monitoring to detect potential breaches, as well as assistance for identity restoration and mobile app access for on-the-go monitoring. Included features encompass credit, dark web, and bank account monitoring, social security number tracking, identity restoration aid, real-time alerts, and potential family protection plans.
Pros
- Advanced monitoring services to track various aspects of your identity, including credit reports, social security numbers, bank accounts, and more
- Real-time alerts if any suspicious activity is detected, such as credit inquiries, changes to your credit reports, or potential identity theft indicators
- Offers assistance and guidance to help you restore your identity, including working with credit agencies and other relevant entities
- Offer a mobile app for convenient monitoring and alerts on the go
Cons
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Managing frequent alerts and notifications might become overwhelming
McAfee
Protect your identity with confidence using the McAfee Identity Theft Tool, the ultimate solution for comprehensive security. McAfee’s state-of-the-art technology ensures real-time monitoring and immediate alerts, empowering you to stay ahead of any suspicious activity that could compromise your identity. Benefit from advanced features like dark web monitoring, which proactively detects compromised data, and the Social Security number trace that prevents fraudulent activities from causing problems in your life. Rest assured; McAfee has a dedicated team of experts that are ready to guide you through the process of restoring your identity if the worst happens.
Pros
- Stay one step ahead of identity theft with continuous monitoring of the dark web and credit activity
- You’ll be alerted up to 10 months before similar dark web monitoring services if your info is found where it shouldn’t be
- See which sites are selling your personal data to the public without your permission with Personal Data Cleanup
- Protection Score checks the health of each family member. Everyone gets their own score and custom guidance for better online safety
Cons
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May not be able to detect all instances of identity theft
Zander
Protect your identity with confidence using the McAfee Identity Theft Tool, the ultimate solution for comprehensive security. Our state-of-the-art technology ensures real-time monitoring and immediate alerts, empowering you to stay ahead of any suspicious activity that could compromise your identity. Benefit from advanced features like dark web monitoring, which proactively detects compromised data, and our Social Security number trace that prevents fraudulent activities from causing chaos in your life. Rest assured, our dedicated team of experts is ready to guide you through the process of restoring your identity if the worst happens. Don’t leave your personal information vulnerable – choose McAfee’s Identity Theft Tool
What We like
- Stay one step ahead of identity theft with continuous monitoring of the dark web and credit activity
- You’ll be alerted up to 10 months before similar dark web monitoring services if your info is found where it shouldn’t be
- See which sites are selling your personal data to the public without your permission with Personal Data Cleanup
- Protection Score checks the health of each family member. Everyone gets their own score and custom guidance for better online safety
What we don't like
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May not be able to detect all instances of identity theft
IdentityIQ
Offers diverse services to safeguard personal and financial information from identity theft. Notable advantages include comprehensive protection through monitoring and prevention tools. This involves credit and dark web monitoring, Social Security number alerts, and potential insurance coverage. IdentityIQ provides alerts, restoration assistance, and child protection. Features include credit monitoring, dark web tracking, identity restoration support, lost wallet assistance, and more. Verify current features and reviews for informed decisions.
What We like
- Tracking your credit score over time to help you stay informed about your credit health
- Access to specialists who can assist with identity theft resolution and guide you through necessary steps
- Regular monitoring of your credit reports for changes, inquiries, and potential signs of fraud.
- Notification if your Social Security number is being used in ways that might indicate identity theft.
What we don't like
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The constant alerts and notifications might become overwhelming
Get protected in 3 easy steps
Scan
It’s technology scans for use of your personal info and pinpoints possible identity threats
Alert
Get real-time alerts to possible threats by text, phone call, email or mobile app. Computer or smartphone not required
FIX
A live, dedicated, U.S. based Identity Restoration Specialist will work to resolve your identity theft issue from start to finish
The FTC reports that consumers lost over $3.8 billion last year due to fraud. Don't become a statistic.
Prevalence: Identity theft is a widespread problem in the U.S. It consistently ranks among the top consumer complaints reported to the Federal Trade Commission (FTC).
Impact: Identity theft can have serious financial and emotional consequences. Victims often spend significant time and money resolving issues related to identity theft.
Common Types: Common forms of identity theft include credit card fraud, tax-related identity theft, medical identity theft, and synthetic identity theft.
Data Breaches: Data breaches are a major source of identity theft. When organizations experience data breaches, sensitive personal information, such as Social Security numbers and credit card details, can be exposed to criminals.
Financial Losses: Identity theft can result in significant financial losses for victims. Criminals may use stolen information to make unauthorized purchases, open new accounts, or engage in other fraudulent activities.
Emotional Toll: Beyond financial losses, identity theft can cause emotional distress and stress for victims. It can take months or even years to fully resolve identity theft issues.
Child Identity Theft: Children can also be victims of identity theft. Criminals may use a child’s Social Security number to open fraudulent accounts, which often go unnoticed until the child becomes an adult.
Elderly Vulnerability: Older adults are sometimes targeted for identity theft because they may be less tech-savvy and more trusting, making them susceptible to scams.
Government Agencies Involved: Several U.S. government agencies, including the FTC and the IRS, play a role in addressing identity theft and helping victims recover.
Preventive Measures: To protect against identity theft, individuals are advised to regularly monitor their credit reports, secure personal information, use strong and unique passwords, and be cautious about sharing personal information online or over the phone.
What are the risks you are exposed to?
Identity theft poses numerous risks, both financial and personal, to individuals and businesses. Here are some of the key risks associated with identity theft:
Financial Loss: Identity thieves can access your bank accounts, credit cards, and other financial information, leading to unauthorized transactions, draining your accounts, and accumulating debt in your name.
Credit Damage: Identity theft can damage your credit score by accruing debts, making late payments, or defaulting on loans in your name. This can affect your ability to obtain loans, credit cards, or mortgages in the future.
Stolen Tax Refunds: Identity thieves may file fraudulent tax returns in your name, claiming refunds to which they are not entitled, delaying your legitimate tax refund.
Emotional Distress: Victims of identity theft often experience significant stress, anxiety, and emotional distress as they grapple with the fallout of the theft.
Legal Issues: You may face legal problems if the thief commits crimes using your identity, leading to wrongful accusations or arrests.
Loss of Job Opportunities: Identity theft can harm your employment prospects if potential employers run background checks that reveal criminal activity or financial instability associated with your stolen identity.
Medical Identity Theft: Thieves can use your identity to obtain medical services, leading to incorrect medical records, insurance fraud, and even improper medical treatments in your name.
Damage to Reputation: Identity theft can tarnish your reputation, as your name may be linked to criminal activities or unethical behavior conducted by the thief.
Difficulty in Resolving: The process of clearing your name and resolving the issues stemming from identity theft can be time-consuming and costly.
Long-Term Consequences: Some identity theft consequences, such as damaged credit, may persist for years, affecting your financial stability and quality of life.
Privacy Invasion: Identity theft involves the invasion of your personal privacy, as the thief gains access to your private information and may misuse it in various ways.
Recurring Threat: Once a victim, you may be at a higher risk of future identity theft attempts since your information is already compromised.
How do these protections work?
Identity theft protection tools operate through a combination of proactive monitoring, detection, and remediation services to safeguard your personal information. Here’s how they typically work:
Personal Information Monitoring
These tools continuously monitor various sources, including the dark web, public records, and financial institutions, for any signs of your personal information being compromised. They look for things like your Social Security number, credit card details, and email addresses.
Credit Monitoring
Offer credit monitoring and keep an eye on your credit reports with major credit bureaus (Equifax, Experian, and TransUnion) for any unusual or unauthorized activity, such as new accounts being opened in your name or changes to your credit score.
Alerts and Notifications
When suspicious activity is detected, these tools send you alerts or notifications via email, text message, or mobile app. These alerts prompt you to take action immediately.
Resolution Assistance
In case of identity theft, these services often provide assistance in resolving the issues. They guide you through the steps to report and rectify the theft, helping you contact relevant authorities and financial institutions.
Insurance Coverage
Offer insurance coverage for financial losses resulting from identity theft. This insurance can help cover the costs associated with identity theft, such as legal fees or lost wages.
Customer Support
Offer customer support to address your questions and concerns, guiding you through the process of setting up and using their services effectively.
Customization
Allow you to customize your protection plan based on your needs and preferences. You can often choose the level of monitoring and features that best suit your situation.
Regular Updates
These services keep their databases up-to-date with the latest threat intelligence, ensuring they can detect emerging risks effectively.
In today’s digital era, identity theft protection is paramount. With our lives intertwined with online activities, the risk of falling victim to identity theft is higher than ever. It’s not just about financial security; it’s about safeguarding your entire digital life. Identity theft protection is your shield in this cyber age, ensuring a worry-free online existence.
